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  _____    __   __    _____     _____    _____    
 /  ___||  \ \\/ //  / ____||  |  ___|| |  __ \\  
| // __     \ ` //  / //---`'  | ||__   | |  \ || 
| \\_\ ||    | ||   \ \\___    | ||__   | |__/ || 
 \____//     |_||    \_____||  |_____|| |_____//  
  `---`      `-`'     `----`   `-----`   -----`

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Text this: Risk sharing in an asymmetric environment