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 __   _      ___      _  __    _____    _    _   
| || | ||   / _ \\   | |/ //  |  ___|| | \  / || 
| '--' ||  | / \ ||  | ' //   | ||__   |  \/  || 
| .--. ||  | \_/ ||  | . \\   | ||__   | .  . || 
|_|| |_||   \___//   |_|\_\\  |_____|| |_|\/|_|| 
`-`  `-`    `---`    `-` --`  `-----`  `-`  `-`

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Text this: Duration, Default Risk and Term Structure of Interest Rates