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  _  __    ______   _    _     _____   __    __  
 | |/ //  /_   _// | \  / ||  |  ___|| \ \\ / // 
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 |_|\_\\  /_____// |_|\/|_||  |_____||    \//    
 `-` --`  `-----`  `-`  `-`   `-----`      `

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Text this: Cross Sectional Variation of the Effect of Bond Rating Changes on Stock Prices