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  _____      ___      _  __    _____    __   _   
 / ____||   / _ \\   | |/ //  |  ___|| | || | || 
/ //---`'  / //\ \\  | ' //   | ||__   | '--' || 
\ \\___   |  ___  || | . \\   | ||__   | .--. || 
 \_____|| |_||  |_|| |_|\_\\  |_____|| |_|| |_|| 
  `----`  `-`   `-`  `-` --`  `-----`  `-`  `-`

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Text this: Is a Bond Rating Downgrade Bad News, Good News, or No News for Stockholders?