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   _____    ______   _____      _____    _    _   
  / ___//  /_   _// |  __ \\   |  ___|| | \  / || 
  \___ \\   -| ||-  | |  \ ||  | ||__   |  \/  || 
  /    //   _| ||_  | |__/ ||  | ||__   | .  . || 
 /____//   /_____// |_____//   |_____|| |_|\/|_|| 
`-----`    `-----`   -----`    `-----`  `-`  `-`

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Text this: Singapore's Social Security Savings System: A Review and Some Lessons for the United States