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             ___     __   __   _    _     ____    
    ___     / _ \\   \ \\/ // | || | ||  |  _ \\  
   /   ||  / //\ \\   \   //  | || | ||  | |_| || 
  | [] || |  ___  ||  / . \\  | \\_/ ||  | .  //  
   \__ || |_||  |_|| /_//\_\\  \____//   |_|\_\\  
    -|_|| `-`   `-`  `-`  --`   `---`    `-` --`  
     `-`

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Text this: Persistence in style-adjusted mutual fund returns