The Role of Intermediary in Sustainable Lending: An Economic Analysis of Crowdfunding Platform

• Main Authors: GE, Ling, GUO, Zhiling
• 格式: text
• 語言: English
• 出版: Institutional Knowledge at Singapore Management University 2015
• 主題: Crowdfunding; Kiva; Kiva Zip; Intermediary; Field Partner; Databases and Information Systems
• 在線閱讀: https://ink.library.smu.edu.sg/sis_research/2929; https://ink.library.smu.edu.sg/context/sis_research/article/3929/viewcontent/Guo_ZL_CSWIM2015_Proceedings.pdf

Is the interest-free crowdfunding platform a promising alternative to the non-zero interest platform? This study investigates the lenders and borrowers’ incentives and choices between an indirect, non-zero interest rate platform intermediated by a field partner and a direct-lending, interest-free pl...