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  ______     ___      _  _     ______    ______  
 /_   _//   / _ \\   | \| ||  /_   _//  /_   _// 
 `-| |,-   / //\ \\  |  ' ||   -| ||-     | ||   
   | ||   |  ___  || | .  ||   _| ||_    _| ||   
   |_||   |_||  |_|| |_|\_||  /_____//  /__//    
   `-`'   `-`   `-`  `-` -`   `-----`   `--`

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Text this: Singapore’s LIFE program: Actuarial framework, longevity risk and impact of annuity fund return