Text this: The impact of agricultural loans on the technical efficiency of rice farmers in the upper north of Thailand

            _____    _____     _    _   __    __  
    ___    |  ___|| |  __ \\  | || | || \ \\ / // 
   /   ||  | ||__   | |  \ || | || | ||  \ \/ //  
  | [] ||  | ||__   | |__/ || | \\_/ ||   \  //   
   \__ ||  |_____|| |_____//   \____//     \//    
    -|_||  `-----`   -----`     `---`       `     
     `-`