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  ______     ___     ______      ___      _____   
 /_____//   / _ \\  |      \\   / _ \\   |__  //  
 `____ `   / //\ \\ |  --  //  / //\ \\    / //   
 /___//   |  ___  |||  --  \\ |  ___  ||  / //__  
 `__ `    |_||  |_|||______// |_||  |_|| /_____|| 
 /_//     `-`   `-` `------`  `-`   `-`  `-----`  
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Text this: Fragility of the provision of local public goods to private and collective risks