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   _____   _    _    _    _      ___     _____    
  / ___// | || | || | \  / ||   / _ \\  |  __ \\  
  \___ \\ | || | || |  \/  ||  / //\ \\ | |  \ || 
  /    // | \\_/ || | .  . || |  ___  ||| |__/ || 
 /____//   \____//  |_|\/|_|| |_||  |_|||_____//  
`-----`     `---`   `-`  `-`  `-`   `-`  -----`

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Text this: Political connections, ownership structure, and financial institution failure