#TITLE_ALTERNATIVE#

• Main Author: PUTRI M. G. (NIM 19005040), RAHMI
• Format: Final Project
• Language: Indonesia
• Online Access: https://digilib.itb.ac.id/gdl/view/20424
• Institution: Institut Teknologi Bandung

Financial planning is the process of meeting your life goals through the proper management of your finances. A financial planner is a professional who helps people to deal with some various personal financial problems. It carries out the planning program in order to manage those financial issues and gain the best result in the future in effectiveness yet efficiency. Professional financing planning takes a holistic approach to personals financial condition. It considers a client's goal, stage in life, personal circumstances and risk tolerance. They will make recommendations for growing and preserving wealth and planning the investment, depends on the individual they are working with.<p> <br /> <br /> <br /> <br /> <br /> <br /> Data at this final project were come from interviews to three different samples and cases of economic level, which are low class, middle class, and high class. Data were collected by using research question methodology in order to gain each profile characteristic, wealth and financial data, and request objectives.<p> <br /> <br /> <br /> <br /> <br /> <br /> After doing the research to each sample, the result will be analyzed by using time value of money method. Calculate the financial data and the requested future financial plan that appear within each case. The form of this project's result is recommendations for each sample based on their requirements to the financial planning project.<p> <br /> <br /> <br /> <br /> <br /> <br /> Based on the result of the project, each characteristic influences the financial planning recommendations. The three samples are risk averse and they avoid some kinds of uncontrollable investments. So, the best suggestion for them is doing investment in deposit, saving, and rill sectors such as land property, house, and apartment.