EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM

Peer-to-peer lending platform is one of the financial technology platform that could help <br /> <br /> to fund an institution or campaign for social, and also the small business by having a <br /> <br /> crowd investor to give a loan to the borrowers with technology system....

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Main Author: Wicaksono (NIM 19014076), Altriko
Format: Final Project
Language:Indonesia
Online Access:https://digilib.itb.ac.id/gdl/view/20980
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Institution: Institut Teknologi Bandung
Language: Indonesia
id id-itb.:20980
spelling id-itb.:209802017-09-15T11:11:17ZEARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM Wicaksono (NIM 19014076), Altriko Indonesia Final Project INSTITUT TEKNOLOGI BANDUNG https://digilib.itb.ac.id/gdl/view/20980 Peer-to-peer lending platform is one of the financial technology platform that could help <br /> <br /> to fund an institution or campaign for social, and also the small business by having a <br /> <br /> crowd investor to give a loan to the borrowers with technology system. Since the peer-topeer <br /> <br /> lending platform could be the solution to have the capital for SME, however, due to the number of <br /> <br /> peer-to-peer lending investors in Indonesia is quite low and there are a lot of <br /> <br /> other investment instruments that could be alternatives fo the investors. The research isexploring <br /> <br /> (1) investor’s reason for not yet using peer-to-peer lending using chi-square <br /> <br /> <br /> (2) the most affecting factors for the investor to choose peer-to-peer lending using multilinear regression <br /> <br /> <br /> and (3) the potential investor for peer-to-peer lending platform using <br /> <br /> cluster analysis. Based on those methods, there are significant correlation between the <br /> <br /> educational levels toward their reason for not using peer-to-peer lending yet. Also, the <br /> <br /> social relevance, diversification and perceived security are the most impactful factor for <br /> <br /> the investor to use peer-to-peer lending. In the other hand, the potential investor for peerto-peer <br /> <br /> <br /> lending is a university student or fresh graduate who have conservative risk <br /> <br /> profiling. In summary, this research could be beneficial for peer-to-peer lending company <br /> <br /> in Indonesia to generate more investors. text
institution Institut Teknologi Bandung
building Institut Teknologi Bandung Library
continent Asia
country Indonesia
Indonesia
content_provider Institut Teknologi Bandung
collection Digital ITB
language Indonesia
description Peer-to-peer lending platform is one of the financial technology platform that could help <br /> <br /> to fund an institution or campaign for social, and also the small business by having a <br /> <br /> crowd investor to give a loan to the borrowers with technology system. Since the peer-topeer <br /> <br /> lending platform could be the solution to have the capital for SME, however, due to the number of <br /> <br /> peer-to-peer lending investors in Indonesia is quite low and there are a lot of <br /> <br /> other investment instruments that could be alternatives fo the investors. The research isexploring <br /> <br /> (1) investor’s reason for not yet using peer-to-peer lending using chi-square <br /> <br /> <br /> (2) the most affecting factors for the investor to choose peer-to-peer lending using multilinear regression <br /> <br /> <br /> and (3) the potential investor for peer-to-peer lending platform using <br /> <br /> cluster analysis. Based on those methods, there are significant correlation between the <br /> <br /> educational levels toward their reason for not using peer-to-peer lending yet. Also, the <br /> <br /> social relevance, diversification and perceived security are the most impactful factor for <br /> <br /> the investor to use peer-to-peer lending. In the other hand, the potential investor for peerto-peer <br /> <br /> <br /> lending is a university student or fresh graduate who have conservative risk <br /> <br /> profiling. In summary, this research could be beneficial for peer-to-peer lending company <br /> <br /> in Indonesia to generate more investors.
format Final Project
author Wicaksono (NIM 19014076), Altriko
spellingShingle Wicaksono (NIM 19014076), Altriko
EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM
author_facet Wicaksono (NIM 19014076), Altriko
author_sort Wicaksono (NIM 19014076), Altriko
title EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM
title_short EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM
title_full EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM
title_fullStr EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM
title_full_unstemmed EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM
title_sort early investor intention in peer-to-peer lending platform
url https://digilib.itb.ac.id/gdl/view/20980
_version_ 1821120322137489408