EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM
Peer-to-peer lending platform is one of the financial technology platform that could help <br /> <br /> to fund an institution or campaign for social, and also the small business by having a <br /> <br /> crowd investor to give a loan to the borrowers with technology system....
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id-itb.:209802017-09-15T11:11:17ZEARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM Wicaksono (NIM 19014076), Altriko Indonesia Final Project INSTITUT TEKNOLOGI BANDUNG https://digilib.itb.ac.id/gdl/view/20980 Peer-to-peer lending platform is one of the financial technology platform that could help <br /> <br /> to fund an institution or campaign for social, and also the small business by having a <br /> <br /> crowd investor to give a loan to the borrowers with technology system. Since the peer-topeer <br /> <br /> lending platform could be the solution to have the capital for SME, however, due to the number of <br /> <br /> peer-to-peer lending investors in Indonesia is quite low and there are a lot of <br /> <br /> other investment instruments that could be alternatives fo the investors. The research isexploring <br /> <br /> (1) investor’s reason for not yet using peer-to-peer lending using chi-square <br /> <br /> <br /> (2) the most affecting factors for the investor to choose peer-to-peer lending using multilinear regression <br /> <br /> <br /> and (3) the potential investor for peer-to-peer lending platform using <br /> <br /> cluster analysis. Based on those methods, there are significant correlation between the <br /> <br /> educational levels toward their reason for not using peer-to-peer lending yet. Also, the <br /> <br /> social relevance, diversification and perceived security are the most impactful factor for <br /> <br /> the investor to use peer-to-peer lending. In the other hand, the potential investor for peerto-peer <br /> <br /> <br /> lending is a university student or fresh graduate who have conservative risk <br /> <br /> profiling. In summary, this research could be beneficial for peer-to-peer lending company <br /> <br /> in Indonesia to generate more investors. text |
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Peer-to-peer lending platform is one of the financial technology platform that could help <br />
<br />
to fund an institution or campaign for social, and also the small business by having a <br />
<br />
crowd investor to give a loan to the borrowers with technology system. Since the peer-topeer <br />
<br />
lending platform could be the solution to have the capital for SME, however, due to the number of <br />
<br />
peer-to-peer lending investors in Indonesia is quite low and there are a lot of <br />
<br />
other investment instruments that could be alternatives fo the investors. The research isexploring <br />
<br />
(1) investor’s reason for not yet using peer-to-peer lending using chi-square <br />
<br />
<br />
(2) the most affecting factors for the investor to choose peer-to-peer lending using multilinear regression <br />
<br />
<br />
and (3) the potential investor for peer-to-peer lending platform using <br />
<br />
cluster analysis. Based on those methods, there are significant correlation between the <br />
<br />
educational levels toward their reason for not using peer-to-peer lending yet. Also, the <br />
<br />
social relevance, diversification and perceived security are the most impactful factor for <br />
<br />
the investor to use peer-to-peer lending. In the other hand, the potential investor for peerto-peer <br />
<br />
<br />
lending is a university student or fresh graduate who have conservative risk <br />
<br />
profiling. In summary, this research could be beneficial for peer-to-peer lending company <br />
<br />
in Indonesia to generate more investors. |
format |
Final Project |
author |
Wicaksono (NIM 19014076), Altriko |
spellingShingle |
Wicaksono (NIM 19014076), Altriko EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM |
author_facet |
Wicaksono (NIM 19014076), Altriko |
author_sort |
Wicaksono (NIM 19014076), Altriko |
title |
EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM |
title_short |
EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM |
title_full |
EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM |
title_fullStr |
EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM |
title_full_unstemmed |
EARLY INVESTOR INTENTION IN PEER-TO-PEER LENDING PLATFORM |
title_sort |
early investor intention in peer-to-peer lending platform |
url |
https://digilib.itb.ac.id/gdl/view/20980 |
_version_ |
1821120322137489408 |