FINDING PROPER PEER-TO-PEER LENDING STUDENT LOAN SCHEME FOR COLLEGE STUDENT IN INDONESIA

The education cost is keep increasing in each year. However, the scholarship is limited so not every students can get it. Therefore, there is a need for new alternative method for financing the education cost. Lately, on March 2018, Joko Widodo has challenged the bank to provide student loan as an a...

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Main Author: Asri Asyifa (19015134), Anindiya
Format: Final Project
Language:Indonesia
Online Access:https://digilib.itb.ac.id/gdl/view/25621
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Institution: Institut Teknologi Bandung
Language: Indonesia
id id-itb.:25621
spelling id-itb.:256212018-07-27T11:08:16ZFINDING PROPER PEER-TO-PEER LENDING STUDENT LOAN SCHEME FOR COLLEGE STUDENT IN INDONESIA Asri Asyifa (19015134), Anindiya Indonesia Final Project INSTITUT TEKNOLOGI BANDUNG https://digilib.itb.ac.id/gdl/view/25621 The education cost is keep increasing in each year. However, the scholarship is limited so not every students can get it. Therefore, there is a need for new alternative method for financing the education cost. Lately, on March 2018, Joko Widodo has challenged the bank to provide student loan as an alternative method of financing for the students. As the development of financial technology, peer-to-peer lending method seems to be one of the scheme that can be used to offer student loan itself. Referring to that condition, this research try to find proper peer-to-peer lending student loan scheme for college student in Indonesia. Secondary data from relevent journal and observation in peer-to-peer lending student loan website was done to give the reference about student loan scheme that has been available. Survey was conducted to get the preference of college students in Indonesia towards student loan scheme. To analyze the data, the researcher use business model by Nuri Kayagohu as the framework of this research. Many of students have an intention to use student loan. However, they do not knowing yet about peer-to-peer lending method. The students are preferred to use student loan that has an ease administration and document requirement, low interest rate and charge, and it was provided by a good-reputation parties. At the end, one student scheme has been proposed based on the preference of the students. However, there is a need to consider the lender’s preference for future research. text
institution Institut Teknologi Bandung
building Institut Teknologi Bandung Library
continent Asia
country Indonesia
Indonesia
content_provider Institut Teknologi Bandung
collection Digital ITB
language Indonesia
description The education cost is keep increasing in each year. However, the scholarship is limited so not every students can get it. Therefore, there is a need for new alternative method for financing the education cost. Lately, on March 2018, Joko Widodo has challenged the bank to provide student loan as an alternative method of financing for the students. As the development of financial technology, peer-to-peer lending method seems to be one of the scheme that can be used to offer student loan itself. Referring to that condition, this research try to find proper peer-to-peer lending student loan scheme for college student in Indonesia. Secondary data from relevent journal and observation in peer-to-peer lending student loan website was done to give the reference about student loan scheme that has been available. Survey was conducted to get the preference of college students in Indonesia towards student loan scheme. To analyze the data, the researcher use business model by Nuri Kayagohu as the framework of this research. Many of students have an intention to use student loan. However, they do not knowing yet about peer-to-peer lending method. The students are preferred to use student loan that has an ease administration and document requirement, low interest rate and charge, and it was provided by a good-reputation parties. At the end, one student scheme has been proposed based on the preference of the students. However, there is a need to consider the lender’s preference for future research.
format Final Project
author Asri Asyifa (19015134), Anindiya
spellingShingle Asri Asyifa (19015134), Anindiya
FINDING PROPER PEER-TO-PEER LENDING STUDENT LOAN SCHEME FOR COLLEGE STUDENT IN INDONESIA
author_facet Asri Asyifa (19015134), Anindiya
author_sort Asri Asyifa (19015134), Anindiya
title FINDING PROPER PEER-TO-PEER LENDING STUDENT LOAN SCHEME FOR COLLEGE STUDENT IN INDONESIA
title_short FINDING PROPER PEER-TO-PEER LENDING STUDENT LOAN SCHEME FOR COLLEGE STUDENT IN INDONESIA
title_full FINDING PROPER PEER-TO-PEER LENDING STUDENT LOAN SCHEME FOR COLLEGE STUDENT IN INDONESIA
title_fullStr FINDING PROPER PEER-TO-PEER LENDING STUDENT LOAN SCHEME FOR COLLEGE STUDENT IN INDONESIA
title_full_unstemmed FINDING PROPER PEER-TO-PEER LENDING STUDENT LOAN SCHEME FOR COLLEGE STUDENT IN INDONESIA
title_sort finding proper peer-to-peer lending student loan scheme for college student in indonesia
url https://digilib.itb.ac.id/gdl/view/25621
_version_ 1821910492888694784