SIMULATION OF PROFIT-LOSS SHARING IN SYARI'AH INVESTMENT WITH TABARRU' FUND OF MUSYARAKAH PRINCIPLE

Islamic Finance concept is a nancial system in corporation with prot and loss sharing principle. In this thesis, we constructed model and simulation of syariah investment system based on Musyarakah principle. Investment model is made in the form credit micro economics as capital to small traders...

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Bibliographic Details
Main Author: Fitriani
Format: Theses
Language:Indonesia
Subjects:
Online Access:https://digilib.itb.ac.id/gdl/view/33882
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Institution: Institut Teknologi Bandung
Language: Indonesia
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Summary:Islamic Finance concept is a nancial system in corporation with prot and loss sharing principle. In this thesis, we constructed model and simulation of syariah investment system based on Musyarakah principle. Investment model is made in the form credit micro economics as capital to small traders with prot and loss sharing scheme. Repayment of capital is paid by installment methode during 365 days with Tabarru' Fund. Tabarru' Fund is collection of funds derived of the traders who use the appropriate contract to confront of loss risk. In this case, Tabarru' Fund as a premium paid by traders if condition "net income is greater than installment principal" while the benet is paid by investor if condition "net income is less than installment principal". The data used are daily net income of traders that have generated from relative dierence of daily net income with normal distribution. The next, we simulated computing Tabarru' Fund and prot share proportion. Tabarru' Fund can eect on prot share proportion, daily interest rate (rsyar) and traders proportion.