IMPLEMENTATION OF PRUDENTIAL BANKING PRINCIPLES BY BANK IN CREDIT RISK MANAGEMENT OF COMMERCIAL LOANS AND KPR LOANS Case Study on Bank BJB Branch of Tamansari

Bank BJB is a government-owned bank in the West Java region, where Bank BJB has a function to increase the regional economy, manage money owned by the regional government and become a source of revenue for regional governments. Bank BJB has a vision of becoming the 10 largest banks and performing we...

Full description

Saved in:
Bibliographic Details
Main Author: Setiaputra, Erdi
Format: Theses
Language:Indonesia
Subjects:
Online Access:https://digilib.itb.ac.id/gdl/view/43195
Tags: Add Tag
No Tags, Be the first to tag this record!
Institution: Institut Teknologi Bandung
Language: Indonesia
id id-itb.:43195
spelling id-itb.:431952019-09-26T09:47:04ZIMPLEMENTATION OF PRUDENTIAL BANKING PRINCIPLES BY BANK IN CREDIT RISK MANAGEMENT OF COMMERCIAL LOANS AND KPR LOANS Case Study on Bank BJB Branch of Tamansari Setiaputra, Erdi Manajemen umum Indonesia Theses credit risk management, portfolio management, prudential banking principles, Impairment Loss, Non Performing Loans INSTITUT TEKNOLOGI BANDUNG https://digilib.itb.ac.id/gdl/view/43195 Bank BJB is a government-owned bank in the West Java region, where Bank BJB has a function to increase the regional economy, manage money owned by the regional government and become a source of revenue for regional governments. Bank BJB has a vision of becoming the 10 largest banks and performing well in Indonesia. It is public acknowledgeable that the biggest profit from Bank bjb comes from Consumer loans, so in this case Bank bjb expands to other loans such as Mortgage Loans, Commercial Loans, and MSME Loans. The application of such expansion provides a big challenge for Bank BJB considering that in providing credit or financing, Bank BJB is obliged to pay attention to the precautionary principle to ensure credit repayment or credit financing. This research was conducted by analyzing the effectiveness of the Management of Commercial Credit Risk and Mortgage Loans at the Regional Development Banks of West Java and Banten, Tbk. Tamansari Branch Office refers to the ratio of Non-performing Loans and Reserves for Impairment Losses ("CKPN") to credit and financing of loans, especially Commercial and Mortgages. Research conducted shows that the value of CKPN on commercial loans or financing is greater than mortgages, and the value of channeling and returning Commercial loans is greater than KPR. This is based on the fact that the policies and procedures for lending or Commercial financing are more sustainable than mortgages, so Commercial loans or financing can be more managed to return. text
institution Institut Teknologi Bandung
building Institut Teknologi Bandung Library
continent Asia
country Indonesia
Indonesia
content_provider Institut Teknologi Bandung
collection Digital ITB
language Indonesia
topic Manajemen umum
spellingShingle Manajemen umum
Setiaputra, Erdi
IMPLEMENTATION OF PRUDENTIAL BANKING PRINCIPLES BY BANK IN CREDIT RISK MANAGEMENT OF COMMERCIAL LOANS AND KPR LOANS Case Study on Bank BJB Branch of Tamansari
description Bank BJB is a government-owned bank in the West Java region, where Bank BJB has a function to increase the regional economy, manage money owned by the regional government and become a source of revenue for regional governments. Bank BJB has a vision of becoming the 10 largest banks and performing well in Indonesia. It is public acknowledgeable that the biggest profit from Bank bjb comes from Consumer loans, so in this case Bank bjb expands to other loans such as Mortgage Loans, Commercial Loans, and MSME Loans. The application of such expansion provides a big challenge for Bank BJB considering that in providing credit or financing, Bank BJB is obliged to pay attention to the precautionary principle to ensure credit repayment or credit financing. This research was conducted by analyzing the effectiveness of the Management of Commercial Credit Risk and Mortgage Loans at the Regional Development Banks of West Java and Banten, Tbk. Tamansari Branch Office refers to the ratio of Non-performing Loans and Reserves for Impairment Losses ("CKPN") to credit and financing of loans, especially Commercial and Mortgages. Research conducted shows that the value of CKPN on commercial loans or financing is greater than mortgages, and the value of channeling and returning Commercial loans is greater than KPR. This is based on the fact that the policies and procedures for lending or Commercial financing are more sustainable than mortgages, so Commercial loans or financing can be more managed to return.
format Theses
author Setiaputra, Erdi
author_facet Setiaputra, Erdi
author_sort Setiaputra, Erdi
title IMPLEMENTATION OF PRUDENTIAL BANKING PRINCIPLES BY BANK IN CREDIT RISK MANAGEMENT OF COMMERCIAL LOANS AND KPR LOANS Case Study on Bank BJB Branch of Tamansari
title_short IMPLEMENTATION OF PRUDENTIAL BANKING PRINCIPLES BY BANK IN CREDIT RISK MANAGEMENT OF COMMERCIAL LOANS AND KPR LOANS Case Study on Bank BJB Branch of Tamansari
title_full IMPLEMENTATION OF PRUDENTIAL BANKING PRINCIPLES BY BANK IN CREDIT RISK MANAGEMENT OF COMMERCIAL LOANS AND KPR LOANS Case Study on Bank BJB Branch of Tamansari
title_fullStr IMPLEMENTATION OF PRUDENTIAL BANKING PRINCIPLES BY BANK IN CREDIT RISK MANAGEMENT OF COMMERCIAL LOANS AND KPR LOANS Case Study on Bank BJB Branch of Tamansari
title_full_unstemmed IMPLEMENTATION OF PRUDENTIAL BANKING PRINCIPLES BY BANK IN CREDIT RISK MANAGEMENT OF COMMERCIAL LOANS AND KPR LOANS Case Study on Bank BJB Branch of Tamansari
title_sort implementation of prudential banking principles by bank in credit risk management of commercial loans and kpr loans case study on bank bjb branch of tamansari
url https://digilib.itb.ac.id/gdl/view/43195
_version_ 1822926506473553920