BOUNDARY PARTNERS STUDY ON HOUSING FINANCING ASSISTANCE FOR LOW INCOME COMMUNITIES CASE STUDY: SAVINGS-BASED HOUSING FINANCING PROGRAM, INTEREST DIFFERENCE SUBSIDY PROGRAM, THE DOWN PAYMENT PROGRAM (DP) 0 RUPIAH
The house is a place to live or occupy as a means of fostering a family, so the house can be said to be a basic need for human beings. There are groups of people who have difficulty in fulfilling their housing needs, namely low income people (MBR). Therefore, the housing finance assistance progra...
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| Format: | Theses |
| Language: | Indonesia |
| Online Access: | https://digilib.itb.ac.id/gdl/view/43747 |
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| Institution: | Institut Teknologi Bandung |
| Language: | Indonesia |
| Summary: | The house is a place to live or occupy as a means of fostering a family, so the house
can be said to be a basic need for human beings. There are groups of people who
have difficulty in fulfilling their housing needs, namely low income people (MBR).
Therefore, the housing finance assistance program was rolled out by the
government as a facilitation for the MBR to have decent housing. This research was
conducted to evaluate the feasibility of housing finance programs with a case study
of the Savings-Based Housing Financing Program (BP2BT), the Interest Difference
Subsidy Program (SSB), and the Down Payment Program (DP) 0 Rupiah focusing
on Boundary Partners.
The analytical method used is Outcome Mapping which aims to identify outputs,
identify organizational behavior, identify behavior of boundary partners, and
identify outcomes in the form of changes in boundary partners behavior, which
occurred in all three case studies. This study concludes that in general housing
finance programs in the three case studies are still focused on output. The
organizational behavior that is expected to occur based on the outcome mapping
has not yet fully developed, especially in the formation of direct partners and the
expected achievement of the dream. The actors identified are quite important for
program development, namely the accountability system, some have not yet been
formed and some have not yet developed their behavior. In addition, Outcome in
case studies that are ideally in the form of behavioral changes in direct partners have
not yet fully taken place due to limited quantity and scope of direct partner
influence. Thus, the sustainability of the three housing finance programs depends
on direct partners and expansion in the scope of influence. This is expected to
accelerate interaction with end users and the transfer of responsibility and risk to
the scope of control to the scope of influence and finally to the end user. |
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