#TITLE_ALTERNATIVE#

• Main Author: Prabowo (NIM 19004107), Aditya
• Format: Final Project
• Language: Indonesia
• Online Access: https://digilib.itb.ac.id/gdl/view/5647
• Institution: Institut Teknologi Bandung

ABSTRACT: <br /> <br /> <br /> <br /> The development of business world at banking scope has increasingly extends followed by increasingly many risks which must be handle by Bank. Along with condition of external banking that is fidgety by threaten risk, Indonesia Bank through regulation of no 5/8/PBI/2003 obliging to every bank to have a risk management system in their places. BTPN in their short term target 2006-2008 is planning to be retail bank which have a strength condition in financial, capital and management to support the implementation of risk management (Basel II) which suit to regulation of Indonesia Bank. <br /> <br /> <br /> <br /> As of the year 2005, BTPN has executed some processes of risk management implementation and still run until now. For instance, they had formed Risk Management Committee, changing in organization structure, formed Audit Committee and Risk Control Committee. The existence of risk management which has been implemented in BTPN shall be evaluated and analysis due to BTPN short term target, that is, the implementation Basel II which has to be executed in the early year 2008. <br /> <br /> <br /> <br /> To do an implementation analysis in risk management system that is being run, writer applies comparative analysis through risk profile parameter quarter IV the year 2005 and quarter IV the year 2006. Risk profile parameter is classified according to its level whether it is Low, Moderate, or High. From risk profile analysis, the trend from risk exposure which existed in BTPN could also be identified, whether the trend is rising, stable, or downwards.