#TITLE_ALTERNATIVE#

• Main Author: Suranto (NIM : 20804002), Ahmad
• Format: Theses
• Language: Indonesia
• Online Access: https://digilib.itb.ac.id/gdl/view/5681
• Institution: Institut Teknologi Bandung

Abstract: <br /> <br /> <br /> <br /> <br /> <br /> The increased living values in life insurance polices, especially to insured with serious illnesses, takes on increased importance. Because if he does not have <br /> <br /> <br /> <br /> <br /> <br /> dialysis, he will certainly die. If he does, his mortality, while above normal, will eventually be near the insurable level. This paper explores aspect of the problem, showing through the use of select mortality theory how the present value of life insurance benefit (cash value) is affected by the prospective mortality of the insured. when life insurance policies allow almost unlimited flexibility in premiums and death benefits, they should also enjoy the cash value benefit flexibility <br /> <br /> <br /> <br /> <br /> <br /> associated with variations in mortality assumptions. <br /> <br /> <br /> <br /> <br /> <br /> A Contract with such a future would seem to have an important competitive advantage over contracts without it.