SISTEM PENCATATAN KEUANGAN KOPERASI SIMPAN PINJAM BERBASIS BLOCKCHAIN
Humans are social creatures who can not live without other people, therefore humans who have the same goal tend to form an organization. The organization itself is usually used as a forum for people to gather and work together to achieve common goals. One form of organization is economic organiza...
Saved in:
| Main Author: | |
|---|---|
| Format: | Final Project |
| Language: | Indonesia |
| Subjects: | |
| Online Access: | https://digilib.itb.ac.id/gdl/view/64880 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| Institution: | Institut Teknologi Bandung |
| Language: | Indonesia |
| Summary: | Humans are social creatures who can not live without other people, therefore humans
who have the same goal tend to form an organization. The organization itself is usually
used as a forum for people to gather and work together to achieve common goals. One
form of organization is economic organization, and the one of the application of
economic organization is cooperative. The cooperative itself is an economic
organization that is driven by individuals for the common good [1]. Cooperatives have
various functions and types. Savings and loan cooperatives are one of the developed
types of cooperatives in Indonesia, with more than twenty-three thousand units in 2018
[2].
In this digital era, all aspects of life are moving to digital, as well as financial service.
Various financial services are currently using digital media, or better known as
Financial Technology (Fintech). The products offered are also diverse, ranging from
buying and selling company shares, payments, sending money, borrowing money
together (peer to peer lending), joint ventures (crowdfunding) to personal financial
planning. Cooperatives are also can not escape to the effects of this digitalization, but
at present the cooperative system is still centralized and can only be accessed by people
who have access to the system. In savings and loan cooperatives, cooperative financial
data is still not transparent for cooperative members. Therefore a better system is
needed that can overcome this problem. One technology that is developing is
blockchain, which is a technology that uses a distributed system with each peer can
store all records of transactions that occur so that transaction data becomes transparent,
but with high data integrity, because each data is stored in blocks that are interrelated
to one another. This will reduce the risk of tampered data because the data are related
to one another, the data is also distributed across various machines so that the integrity
of data between machines can be checked. |
|---|