CRYPTOCURRENCY AS AN INVESTMENT INSTRUMENT FOR GENERATION Z IN INDONESIA

• Main Author: Murtadha Fatahillah, Faris
• Format: Final Project
• Language: Indonesia
• Online Access: https://digilib.itb.ac.id/gdl/view/68501
• Institution: Institut Teknologi Bandung

This research was conducted to find whether cryptocurrency is a suitable investment instrument for Generation Z in Indonesia by analysing factors that could affect investment decisions in Generation Z to find the causes and effects of Generation Z's readiness to start investing in cryptocurrency. The investment decision factors that are examined in this research are financial literacy, herding behaviour, risk averse, and risk perception. Data collected during a survey aimed at Generation Z in Indonesia was processed using path analysis methods with the help of SPSS software. The result showed that financial literacy, risk averse and risk perception had a significant effect on Indonesian Generation Z investment decisions. While herding behaviour does not significantly affect the decision-making of Indonesian Generation Z to make an investment in cryptocurrency, the result led to the conclusion that cryptocurrency is a suitable investment instrument for Generation Z in Indonesia, with some recommendations that could be implied on investing in cryptocurrency based on this research result by improving the shortcoming of each investment decision-making factor.