PLANNING AND IMPLEMENTATION OF BACKEND WEBSITE WITH API SERVICE FOR MSME FUND LENDING PROCESS

• Main Author: Setyo Wicaksono, Bagas
• Format: Final Project
• Language: Indonesia
• Online Access: https://digilib.itb.ac.id/gdl/view/69197
• Institution: Institut Teknologi Bandung

MSME actors find it difficult to apply for loan funds because of the lack of access to information on the types of credit available. The long credit application process also slows down the loan application process. To overcome these two problems, a centralized access to information is needed that can facilitate MSME actors in obtaining business capital more quickly. Therefore, this study aims to build a website that provides various types of credit information along with concise credit applications for MSME actors. Website development in this study began by interviewing resource persons from the KNEKS institution for initial data collection. The information obtained is used as a reference for the development needs of the website being built. ExpressJS which is deployed on the Heroku platform is the framework used in the backend development of this website. The features that are the focus of the development of this website are the user dashboard and loan applications to creditors. The results of the website that was built called "Pinjamin" which focuses on the needs of lending MSME funds in the early stages of the lending process until the loan application is accepted by a formal bank as a potential creditor. This website provides information on certain loan requirements provided by various lenders and makes loan applications for selected credits. With this website, MSME players can cut the process of applying for funds efficiently. At first, MSME players needed 1-3 days to apply for a loan, with the Pinjamin website the process can be done in only 7 minutes 32 seconds.