PREDICTION OF LATE PAYMENT CUSTOMER'S ELECTRICITY ACCOUNT USING MACHINE LEARNING
Electricity is a vital necessity in modern life, and managing electricity bill payments is crucial for the sustainability of services and the financial stability of electricity providers like PLN. Identifying potential late payments by customers is a strategic step to enable effective preventive...
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id-itb.:869292025-01-07T08:44:26ZPREDICTION OF LATE PAYMENT CUSTOMER'S ELECTRICITY ACCOUNT USING MACHINE LEARNING Puspita Sari Nilam Utami, Dyah Indonesia Theses Late payments, prediction, Bidirectional LSTM, Random Forest, PLN, Moving Average INSTITUT TEKNOLOGI BANDUNG https://digilib.itb.ac.id/gdl/view/86929 Electricity is a vital necessity in modern life, and managing electricity bill payments is crucial for the sustainability of services and the financial stability of electricity providers like PLN. Identifying potential late payments by customers is a strategic step to enable effective preventive measures. This study develops a predictive model for late payments using two machine learning methods, namely Random Forest and Bidirectional Long Short-Term Memory (LSTM), based on historical customer data from 2018–2023. The research process involved data preprocessing to ensure consistency and accuracy, splitting the data into training and testing sets, and training the models using both algorithms. The Random Forest model demonstrated the best performance in identifying long-term statistical patterns with the lowest Mean Absolute Error (MAE) of 0.00387 and 99,96% accuracy when using a 12-month Moving Average feature. This algorithm also showed optimal efficiency with a tree count between 100–200, delivering stable predictions without compromising computational time. On the other hand, the Bidirectional LSTM model exhibited competitive performance in capturing the temporal patterns of sequential data. The best configuration (learning rate 0.00005, batch size 8, epoch 100) achieved a validation error of 0.243 and the highest validation accuracy of 56.2%. This model excels in learning complex patterns, although it requires precise hyperparameter tuning to reduce the risk of overfitting. The study’s results show that both models are effective in predicting customers at risk of late payments. This research provides significant contributions to PLN by supporting data-driven decision-making, enabling strategies such as early notification or rescheduling payment plans to mitigate the risk of payment arrears. text |
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Electricity is a vital necessity in modern life, and managing electricity bill payments
is crucial for the sustainability of services and the financial stability of electricity
providers like PLN. Identifying potential late payments by customers is a strategic
step to enable effective preventive measures. This study develops a predictive model
for late payments using two machine learning methods, namely Random
Forest and Bidirectional Long Short-Term Memory (LSTM), based on historical
customer data from 2018–2023. The research process involved data preprocessing
to ensure consistency and accuracy, splitting the data into training and testing sets,
and training the models using both algorithms. The Random Forest model
demonstrated the best performance in identifying long-term statistical patterns with
the lowest Mean Absolute Error (MAE) of 0.00387 and 99,96% accuracy when
using a 12-month Moving Average feature. This algorithm also showed optimal
efficiency with a tree count between 100–200, delivering stable predictions without
compromising computational time. On the other hand, the Bidirectional
LSTM model exhibited competitive performance in capturing the temporal patterns
of sequential data. The best configuration (learning rate 0.00005, batch size 8,
epoch 100) achieved a validation error of 0.243 and the highest validation
accuracy of 56.2%. This model excels in learning complex patterns, although it
requires precise hyperparameter tuning to reduce the risk of overfitting. The study’s
results show that both models are effective in predicting customers at risk of late
payments. This research provides significant contributions to PLN by supporting
data-driven decision-making, enabling strategies such as early notification or
rescheduling payment plans to mitigate the risk of payment arrears.
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Theses |
author |
Puspita Sari Nilam Utami, Dyah |
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Puspita Sari Nilam Utami, Dyah PREDICTION OF LATE PAYMENT CUSTOMER'S ELECTRICITY ACCOUNT USING MACHINE LEARNING |
author_facet |
Puspita Sari Nilam Utami, Dyah |
author_sort |
Puspita Sari Nilam Utami, Dyah |
title |
PREDICTION OF LATE PAYMENT CUSTOMER'S ELECTRICITY ACCOUNT USING MACHINE LEARNING |
title_short |
PREDICTION OF LATE PAYMENT CUSTOMER'S ELECTRICITY ACCOUNT USING MACHINE LEARNING |
title_full |
PREDICTION OF LATE PAYMENT CUSTOMER'S ELECTRICITY ACCOUNT USING MACHINE LEARNING |
title_fullStr |
PREDICTION OF LATE PAYMENT CUSTOMER'S ELECTRICITY ACCOUNT USING MACHINE LEARNING |
title_full_unstemmed |
PREDICTION OF LATE PAYMENT CUSTOMER'S ELECTRICITY ACCOUNT USING MACHINE LEARNING |
title_sort |
prediction of late payment customer's electricity account using machine learning |
url |
https://digilib.itb.ac.id/gdl/view/86929 |
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