Aset Kripto Sebagai Objek Lembaga Jaminan Gadai Dalam Praktik Peer-To-Peer Lending

• Main Author: Nadia Imanda
• Format: Theses and Dissertations NonPeerReviewed
• Language: Indonesian; Indonesian; Indonesian; Indonesian; Indonesian; Indonesian; Indonesian; Indonesian; Indonesian
• Published: 2020
• Subjects: K5015.4-5350 Criminal law
• Online Access: http://repository.unair.ac.id/103200/1/1.%20HALAMAN%20JUDUL.pdf; http://repository.unair.ac.id/103200/2/2.%20ABSTRAK.pdf; http://repository.unair.ac.id/103200/3/3.%20DAFTAR%20ISI.pdf; http://repository.unair.ac.id/103200/4/4.%20BAB%20I%20PENDAHULUAN.pdf; http://repository.unair.ac.id/103200/5/5.%20BAB%20II%20KARAKTERISTIK%20ASET%20KRIPTO%20SEBAGAI%20OBJEK%20JAMINAN%20GADAI.pdf; http://repository.unair.ac.id/103200/6/6.%20BAB%20III%20PERTANGGUNGJAWABAN%20HUKUM%20PENYELENGGARA%20PEER-TO-PEER%20LENDING%20TERHADAP%20HILANGNYA%20OBJEK%20GADAI%20ASET%20KRIPTO%20YANG%20DISEBABKAN%20OLEH%20KEJAHATAN%20SIBER.pdf; http://repository.unair.ac.id/103200/7/7.%20BAB%20IV%20PENUTUP.pdf; http://repository.unair.ac.id/103200/8/8.%20DAFTAR%20BACAAN.pdf; http://repository.unair.ac.id/103200/9/9.%20PERNYATAAN%20KESEDIAAN%20PUBLIKASI.pdf; http://repository.unair.ac.id/103200/; http://www.lib.unair.ac.id
• Institution: Universitas Airlangga

The technological era in the financial sector especially crypto assets is developing rapidly. Crypto assets cover many functions and intended uses, with different arrangements in each country, such as payment instruments, investment instruments and collateral objects, especially in Indonesia Crypto assets are defined as commodities which can be traded on the futures exchange by a Ministerial Regulation. Some peer-to-peer lending providers provide facilities to borrow funds with crypto assets as collateral. Crypto assets have unique characteristics, but they also have the risk of being lost due to cyber crime that can cause harm. In this study, the characteristics of crypto assets according to the law of objects, crypto assets as pledge objects in the practice of peeer-to-peer lending and accountability of peer-to-peer lending providers for the loss of the pledged assets pledged assets pledged by cyber crime. This legal research uses a normative research method with an approach based on legislation (statute approach), a conceptual approach and a comparative approach. The results of this study explain that crypto assets can be classified as intangible movable objects and their collateral can use a mortgage guarantee institution. The Indonesian government should make rules regarding the requirements and standards for peer-to-peer lending providers as recipients of crypto asset liens so that if the loss of crypto assets caused by cyber crime can be fully accounted for if proven to be a mistake of a peer-to-peer lending organizer.