Analisa Penyelesaian Kredit Macet Yang Telah Hapus Buku (Studi Kasus di Sentra Kredit Kecil Serang PT BNI, Tbk)
The purpose of this study was to assess the policies taken in the settlement of write-off credit using Net Present Value method. The data used consist of write-off credit data on Sentra Kredit Kecil Serang from 2004 through 2011, the data used is an write-off credit of debtor data with a maximum of...
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| Main Authors: | , |
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| Format: | Theses and Dissertations NonPeerReviewed |
| Published: |
[Yogyakarta] : Universitas Gadjah Mada
2013
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| Subjects: | |
| Online Access: | https://repository.ugm.ac.id/118239/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=58183 |
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| Institution: | Universitas Gadjah Mada |
| Summary: | The purpose of this study was to assess the policies taken in the settlement
of write-off credit using Net Present Value method. The data used consist of
write-off credit data on Sentra Kredit Kecil Serang from 2004 through 2011, the
data used is an write-off credit of debtor data with a maximum of Rp. 1 billion or
over who are not related to legal issues. Net Present Value analysis done by
estimating the nominal and the time of redemption if credit facilities is paid
through the auction method, there for KPKNL or Private Auction Hall. Nominal
obtained is present valued then compared with the amount of the completion done
by the debtor. If the nominal settlement is greater, then the repayment of the
discount can be given, and if not then the discount can not be given.
From the research results using the Net Present Value method, obtained
the value of repayment for borrowers who had repaid the loan is greater than the
present value of repayment if the Bank done through an auction. |
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