ANALISIS PENGARUH PERSEPSI GURU BERSERTIFIKAT TENTANG SERTIFIKASI PENDIDIK TERHADAP MOTIVASI KERJA STUDI KASUS PADA SMP NEGERI DI KABUPATEN GUNUNGKIDUL

• Main Authors: , Syam Widia, , Prof. Dr. Marwan Asri., MBA., Ph.D.
• Format: Theses and Dissertations NonPeerReviewed
• Published: [Yogyakarta] : Universitas Gadjah Mada 2013
• Subjects: ETD
• Online Access: https://repository.ugm.ac.id/125671/; http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=65842
• Institution: Universitas Gadjah Mada

Indonesian Forestry Farmers are difficult to get some credits from financial institution such as bank, even there is agricultural loan product on each bank. The main issue is the farmer seems not bankable since the too longer of harvest�s period, otherwise they do not have something worth as collateral. In other sides, foreign investors are likely want to invest their money through national bank in Indonesia, due to bureaucracy issue, for community forestry�s project. Unfortunately, the national bank still do not know about forestry knowledge and doubtful to receive the lending money. Departed from that issue, this study aims at examining feasibility of forestry project, like planting JUN by community farmers in Pacitan district. JUN is kind of teak newest clone which have shortest harvest period. This study is also adopting the credit bank�s scheme on the calculation. This research object is APPHRL (Private Forestry Farmer Asosiation) Catursari in Pacitan. To collect the data, researcher use the field and literature study, while data resources got from field, experiences, report, printed out files, and internet. The data will be analyzed by feasibility method, use NPV and sensitivity analysis. This calculation on the projects shows that this project is feasible to be executed during 13years. The calculation result shows that NPV is positive. From sensitivity analysis result, this project still has positive NPV on interest rate less than 18%, and the mortality risk maximum is 20%. The higher NPV will be obtained when the interest rate for this project is low. This finding shows that this project is feasible in various ways and the farmers are eligible for getting credit from bank. At the end, this study provides some recommendation for farmers, banks, and other parties who interest on this project. Some limitations are revealed too.