PELAKSANAAN AKAD PEMBIAYAAN MUDHARABAH PADA PT. BNI SYARIAH CABANG PEKANBARU

• Main Authors: , Masrijal, , Yulkarnain Harahab, S.H., M.Si.
• Format: Theses and Dissertations NonPeerReviewed
• Published: [Yogyakarta] : Universitas Gadjah Mada 2011
• Subjects: ETD
• Online Access: https://repository.ugm.ac.id/88260/; http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=50224
• Institution: Universitas Gadjah Mada

This study was conducted to know the suitability between the implementation of mudharabah defrayal agreement in BNI Syariah, Ltd., branch of Pekanbaru and the current regulations, and also to know its benefit and weakness. This study used the juridical empiric approach, that was an approach method that was conducted by finding solutions of the research problems by examining the secondary data and then conducting research to the primary data in pratice. The primary datas were collected by conducting interviews with the informants and respondents of BNI Syariah Ltd., branch of Pekanbaru. Whereas the secondary datas were achieved by literature study. The collected datas would be analyzed qualitatively using descriptive method. Based on the study results, it can be concluded that the implementation of the agreement of mudharabah defrayal in BNI Syariah Ltd., branch of Pekanbaru, has been already suitable with the current regulations that commonly used in the syariah banking. A mudharabah agreement has already fulfilled the requirements and principles. Compared with the agreement of a conventional bank, mudharabah agreement was more fairly in giving rights to the shahibul mall and mudharib, especially in profit and loss sharing from a mudharabah object. The controlling process by mudharib was its weakness. It can not be known clearly the process of work and the responsibility of mudharib on the given fund by shahibul mall, BNI Syariah, Ltd., branch of Pekanbaru.