PELAKSANAAN PERJANJIAN KREDIT PEMILIKAN RUMAH (KPR) PADA BANK RAKYAT INDONESIA CABANG PANAKUKANG DI KOTA MAKASSAR
This study discussed about the deflection happening in the implementation of house ownership credit in Bank Rakyat Indonesia in Makassar. This study was aimed to find out the causes of the violations happened in the implementation of House Ownership Credit agreement in Bank Rakyat Indonesia in Makas...
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Main Authors: | , |
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Format: | Theses and Dissertations NonPeerReviewed |
Published: |
[Yogyakarta] : Universitas Gadjah Mada
2011
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Subjects: | |
Online Access: | https://repository.ugm.ac.id/90820/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=52752 |
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Institution: | Universitas Gadjah Mada |
Summary: | This study discussed about the deflection happening in the implementation
of house ownership credit in Bank Rakyat Indonesia in Makassar. This study was
aimed to find out the causes of the violations happened in the implementation of
House Ownership Credit agreement in Bank Rakyat Indonesia in Makassar, and to
find out the law consequences of the violation.
This study was an empirical juridical study. It meant that the approach
used to solve the problem was by seeing and paying attention on the law norm
applied and related to the phenomena existing from the problem met in the study.
This study was using library research by using secondary data obtained from law
materials related to the study and also field research by collecting primary data in
the form of information directly obtained in the research field. The sampling was
using non random sampling with purposive sampling, taking the subject based on
certain characteristics having close relation with the population known before.
The violation happened in the implementation of house ownership credit
in Bank Rakyat Indonesia in Makassar was that the customer frequently rent the
land/building bailed without having acknowledgement of the bank. This was
because of the economic pressure experienced by debtor, the creditor was moved
from the branch office, and the misunderstanding of debtor about the content of
the agreement. The law consequence caused by the violation was that the
agreement made can be cancelled if the bank felt an objection for the violation. |
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