Risk management practices and performance of microfinancing banks in Malaysia / Roseziahazni Abdul Ghani and Rosli Mahmood

The purpose of this study is to investigate the state of risk management practices (RMPs) implemented among the microfinance providers in Malaysia and its relationship with the financial performance. By taking seven banking institutions and three developments financial institutions which participate...

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Main Authors: Abdul Ghani, Roseziahazni, Mahmood, Rosli
格式: Article
語言:English
出版: 2015
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在線閱讀:https://ir.uitm.edu.my/id/eprint/81723/1/81723.pdf
https://ir.uitm.edu.my/id/eprint/81723/
https://e-ajuitmct.uitm.edu.my/v3/
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機構: Universiti Teknologi Mara
語言: English
id my.uitm.ir.81723
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spelling my.uitm.ir.817232023-07-26T00:58:36Z https://ir.uitm.edu.my/id/eprint/81723/ Risk management practices and performance of microfinancing banks in Malaysia / Roseziahazni Abdul Ghani and Rosli Mahmood eaj Abdul Ghani, Roseziahazni Mahmood, Rosli Problem solving Risk management. Risk in industry. Operational risk The purpose of this study is to investigate the state of risk management practices (RMPs) implemented among the microfinance providers in Malaysia and its relationship with the financial performance. By taking seven banking institutions and three developments financial institutions which participate in the micro financing initiative name as pembiayaan micro, the risk management practices were investigated. This study employed the measures available in the existing literature to measure the variables and is modified to match with the respondents. A total number of 1355 survey questionnaires were distributed to the branch managers through mail and 190 usable responses were received from the respondents The result reveals that only three dimensions of RMPs have significant relationship with the performance of financial institutions namely risk identification, risk monitoring and credit risk analysis. While, there is no relationship between risk management understanding and risk assessment and analysis and performance of financial institutions. The results also provide support that the supervision of risk management and internal control systems of Malaysian banks conform to internationally accepted standards that stipulated under Basel II. 2015 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/81723/1/81723.pdf Risk management practices and performance of microfinancing banks in Malaysia / Roseziahazni Abdul Ghani and Rosli Mahmood. (2015) e-Academia Journal <https://ir.uitm.edu.my/view/publication/e-Academia_Journal/>, 4 (2). pp. 26-33. ISSN 2289 - 6589 https://e-ajuitmct.uitm.edu.my/v3/
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Problem solving
Risk management. Risk in industry. Operational risk
spellingShingle Problem solving
Risk management. Risk in industry. Operational risk
Abdul Ghani, Roseziahazni
Mahmood, Rosli
Risk management practices and performance of microfinancing banks in Malaysia / Roseziahazni Abdul Ghani and Rosli Mahmood
description The purpose of this study is to investigate the state of risk management practices (RMPs) implemented among the microfinance providers in Malaysia and its relationship with the financial performance. By taking seven banking institutions and three developments financial institutions which participate in the micro financing initiative name as pembiayaan micro, the risk management practices were investigated. This study employed the measures available in the existing literature to measure the variables and is modified to match with the respondents. A total number of 1355 survey questionnaires were distributed to the branch managers through mail and 190 usable responses were received from the respondents The result reveals that only three dimensions of RMPs have significant relationship with the performance of financial institutions namely risk identification, risk monitoring and credit risk analysis. While, there is no relationship between risk management understanding and risk assessment and analysis and performance of financial institutions. The results also provide support that the supervision of risk management and internal control systems of Malaysian banks conform to internationally accepted standards that stipulated under Basel II.
format Article
author Abdul Ghani, Roseziahazni
Mahmood, Rosli
author_facet Abdul Ghani, Roseziahazni
Mahmood, Rosli
author_sort Abdul Ghani, Roseziahazni
title Risk management practices and performance of microfinancing banks in Malaysia / Roseziahazni Abdul Ghani and Rosli Mahmood
title_short Risk management practices and performance of microfinancing banks in Malaysia / Roseziahazni Abdul Ghani and Rosli Mahmood
title_full Risk management practices and performance of microfinancing banks in Malaysia / Roseziahazni Abdul Ghani and Rosli Mahmood
title_fullStr Risk management practices and performance of microfinancing banks in Malaysia / Roseziahazni Abdul Ghani and Rosli Mahmood
title_full_unstemmed Risk management practices and performance of microfinancing banks in Malaysia / Roseziahazni Abdul Ghani and Rosli Mahmood
title_sort risk management practices and performance of microfinancing banks in malaysia / roseziahazni abdul ghani and rosli mahmood
publishDate 2015
url https://ir.uitm.edu.my/id/eprint/81723/1/81723.pdf
https://ir.uitm.edu.my/id/eprint/81723/
https://e-ajuitmct.uitm.edu.my/v3/
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