Determinants of life insurance demand: an empirical investigation in the Malaysian market
The objectives of this article are to examine the determinants and relationship of economic variables towards the demand of life insurance policy in Malaysia. Based on the data sample from 1991 to the recently 2010, the empirical analysis proved that the three main factors which have influenced the...
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Society for Business and Social Sciences
2012
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Online Access: | https://eprints.ums.edu.my/id/eprint/19352/1/Determinants%20of%20life%20insurance%20demand.pdf https://eprints.ums.edu.my/id/eprint/19352/ https://www.researchgate.net/publication/235949362_DETERMINANTS_OF_LIFE_INSURANCE_DEMAND_AN_EMPIRICAL_INVESTIGATION_IN_THE_MALAYSIAN_MARKET |
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my.ums.eprints.193522018-03-22T02:16:40Z https://eprints.ums.edu.my/id/eprint/19352/ Determinants of life insurance demand: an empirical investigation in the Malaysian market Zatul Karamah Ahmad Baharul-Ulum Lim, Thien Sang Amer Azlan Abdul Jamal HG Finance The objectives of this article are to examine the determinants and relationship of economic variables towards the demand of life insurance policy in Malaysia. Based on the data sample from 1991 to the recently 2010, the empirical analysis proved that the three main factors which have influenced the life insurance demand are associated firstly with the roles played by the individual’s available expenses, secondly the short-term interest rates and finally the growth of an economy. The findings also highlights that consistent with previous research findings, the demand increases with individual’s available expenses and economic growth, and decreases with the condition of short-term interest rates in the market. Society for Business and Social Sciences 2012-03 Article PeerReviewed text en https://eprints.ums.edu.my/id/eprint/19352/1/Determinants%20of%20life%20insurance%20demand.pdf Zatul Karamah Ahmad Baharul-Ulum and Lim, Thien Sang and Amer Azlan Abdul Jamal (2012) Determinants of life insurance demand: an empirical investigation in the Malaysian market. Business and Social Sciences Review (BSSR), 1 (9). pp. 28-38. ISSN 2047-6485 https://www.researchgate.net/publication/235949362_DETERMINANTS_OF_LIFE_INSURANCE_DEMAND_AN_EMPIRICAL_INVESTIGATION_IN_THE_MALAYSIAN_MARKET |
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HG Finance Zatul Karamah Ahmad Baharul-Ulum Lim, Thien Sang Amer Azlan Abdul Jamal Determinants of life insurance demand: an empirical investigation in the Malaysian market |
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The objectives of this article are to examine the determinants and relationship of economic variables towards the demand of life insurance policy in Malaysia. Based on the data sample from 1991 to the recently 2010, the empirical analysis proved that the three main factors which have influenced the life insurance demand are associated firstly with the roles played by the individual’s available expenses, secondly the short-term interest rates and finally the growth of an economy. The findings also highlights that consistent with previous research findings, the demand increases with individual’s available expenses and economic growth, and decreases with the condition of short-term interest rates in the market. |
format |
Article |
author |
Zatul Karamah Ahmad Baharul-Ulum Lim, Thien Sang Amer Azlan Abdul Jamal |
author_facet |
Zatul Karamah Ahmad Baharul-Ulum Lim, Thien Sang Amer Azlan Abdul Jamal |
author_sort |
Zatul Karamah Ahmad Baharul-Ulum |
title |
Determinants of life insurance demand: an empirical investigation in the Malaysian market |
title_short |
Determinants of life insurance demand: an empirical investigation in the Malaysian market |
title_full |
Determinants of life insurance demand: an empirical investigation in the Malaysian market |
title_fullStr |
Determinants of life insurance demand: an empirical investigation in the Malaysian market |
title_full_unstemmed |
Determinants of life insurance demand: an empirical investigation in the Malaysian market |
title_sort |
determinants of life insurance demand: an empirical investigation in the malaysian market |
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Society for Business and Social Sciences |
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2012 |
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https://eprints.ums.edu.my/id/eprint/19352/1/Determinants%20of%20life%20insurance%20demand.pdf https://eprints.ums.edu.my/id/eprint/19352/ https://www.researchgate.net/publication/235949362_DETERMINANTS_OF_LIFE_INSURANCE_DEMAND_AN_EMPIRICAL_INVESTIGATION_IN_THE_MALAYSIAN_MARKET |
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