Flood insurance rate map for non-structural mitigation
Disasters; Economics; Flood insurance; Hazards; Risk assessment; Community buildings; Economic activities; Geospatial technology; Insurance coverages; Insurance premiums; Mitigation measures; Social infrastructure; Topographic surveys; Floods
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EDP Sciences
2023
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my.uniten.dspace-248212023-05-29T15:27:32Z Flood insurance rate map for non-structural mitigation Roslan R. Omar R.C. Hara M. Solemon B. Baharuddin I.N.Z. 57159693200 35753735300 57207846623 24832320000 55812431300 Disasters; Economics; Flood insurance; Hazards; Risk assessment; Community buildings; Economic activities; Geospatial technology; Insurance coverages; Insurance premiums; Mitigation measures; Social infrastructure; Topographic surveys; Floods December 2014 flooding in Kelantan river basin caused severe damage to economic and social infrastructure and dealt a serious blow to Kelantan state economies. Mitigation of flood disaster can be successful only when detailed knowledge is obtained about the vulnerability of the people, buildings, infrastructure and economic activities in a flood risk area. Therefore, to identify a community's flood risk, pre-disaster financial instrument will be introduced as non-structural mitigation measures know as flood insurance rate map. This instrument will be developed based on geospatial technology using satellite images, topographic surveys, cadastral map, type of community building such as residential or commercial and households' income. Flood hazard maps and flood insurance rate map will provide the flood risk zone and flood insurance rate and premium coverage for the affected community. In additions it helps to determine the type of flood insurance coverage is needed since standard homeowners' insurance doesn't cover flooding. Flood insurance rate map will provide affordable insurance for property owners, based on the lower the degree of risk state in flood hazard map, the lower the flood insurance premium. These insurance rate map are valuable to communities because it creates safer environments by reducing loss of life and decreasing property damage, allows individuals to minimize post-flood disaster disruptions and to recover quicker. � The Authors, published by EDP Sciences, 2019. Final 2023-05-29T07:27:32Z 2023-05-29T07:27:32Z 2019 Conference Paper 10.1051/e3sconf/20197603002 2-s2.0-85063039349 https://www.scopus.com/inward/record.uri?eid=2-s2.0-85063039349&doi=10.1051%2fe3sconf%2f20197603002&partnerID=40&md5=32a92881a3936813854fe943b2f61161 https://irepository.uniten.edu.my/handle/123456789/24821 76 3002 All Open Access, Gold, Green EDP Sciences Scopus |
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| description |
Disasters; Economics; Flood insurance; Hazards; Risk assessment; Community buildings; Economic activities; Geospatial technology; Insurance coverages; Insurance premiums; Mitigation measures; Social infrastructure; Topographic surveys; Floods |
| author2 |
57159693200 |
| author_facet |
57159693200 Roslan R. Omar R.C. Hara M. Solemon B. Baharuddin I.N.Z. |
| format |
Conference Paper |
| author |
Roslan R. Omar R.C. Hara M. Solemon B. Baharuddin I.N.Z. |
| spellingShingle |
Roslan R. Omar R.C. Hara M. Solemon B. Baharuddin I.N.Z. Flood insurance rate map for non-structural mitigation |
| author_sort |
Roslan R. |
| title |
Flood insurance rate map for non-structural mitigation |
| title_short |
Flood insurance rate map for non-structural mitigation |
| title_full |
Flood insurance rate map for non-structural mitigation |
| title_fullStr |
Flood insurance rate map for non-structural mitigation |
| title_full_unstemmed |
Flood insurance rate map for non-structural mitigation |
| title_sort |
flood insurance rate map for non-structural mitigation |
| publisher |
EDP Sciences |
| publishDate |
2023 |
| _version_ |
1806428363031576576 |