The impact of entrepreneurs’ levels of education, age and years in business on their decision to obtain finance for small and medium enterprises (SMES) from Rotating Savings and Credit Associations (ROSCAS) in Lahore

• Main Authors: Ullah, Mir Salim, Naiimi, Nasri, Mohd Yusof, Rosylin
• Format: Article
• Language: English
• Published: Medwell Journal 2016
• Subjects: HB Economic Theory
• Online Access: http://repo.uum.edu.my/21883/1/TSS%2011%2013%202016%203252-3256.pdf; http://repo.uum.edu.my/21883/; https://www.medwelljournals.com/abstract/?doi=sscience.2016.3252.3256
• Institution: Universiti Utara Malaysia

SMEs share only 6.5% of Pakistan’s formal loan portfolio.A greater part of their finances are obtained from ROSCAs.This study, was intended to determine the impact of entrepreneurs’ education, age and years in business on their decision to use ROSCAs.Primary data obtained from responses of 433 SMEs...