Evaluation of the credit activities for poor households in the Vietnam Bank for Social Policies – Ha Nam Branch

• Main Author: Luong, Thi Phuong
• Other Authors: Mai, Anh
• Format: Theses and Dissertations
• Language: Vietnamese
• Published: Khoa Quốc tế, ĐHQGHN 2019
• Subjects: Credit activities; poverty eradication; preferential interest rates; Vietnam Bank for Social Policy
• Online Access: http://repository.vnu.edu.vn/handle/VNU_123/67992
• Institution: Vietnam National University, Hanoi

The study employs fundamental statistics methodology to investigate the status of lending procedure in Vietnam Bank for Social Policy (VBSP) – Ha Nam Branch for poor households, using the annual data collected from the conducted survey, bank income statement and credit performance reports. By reviewing the results from previous papers as well as consulting the experts’ perspectives, this research divides the collected data into different categories including the lending procedure criteria, the content of loans, the results of the loan usage and the impacts on the living of the poor households. The results from the study implementation demonstrate the achievement in lending activities of VBSP Ha Nam over the observed periods as well as the limitations of the credit procedure. Based on the thesis findings, the author has proposed some of the feasible solutions to improve the quantity together with the quality of the credit aiming at poverty eradication in VBSP Ha Nam