Credit Concentration Risk in the Indian Banking Industry
Risk concentration has arguably been the single most important cause of major problems in banks. Banks should be particularly attentive to identifying credit risk concentrations and ensuring that their effects are adequately assessed. There have been many instances where large borrowers such as E...
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| Main Authors: | , |
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| Format: | Conference or Workshop Item |
| Language: | English |
| Published: |
Trường Đại học Kinh tế
2020
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| Subjects: | |
| Online Access: | http://repository.vnu.edu.vn/handle/VNU_123/97685 |
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| Institution: | Vietnam National University, Hanoi |
| Language: | English |
| Summary: | Risk concentration has arguably been the single most important cause of major problems in
banks. Banks should be particularly attentive to identifying credit risk concentrations and
ensuring that their effects are adequately assessed. There have been many instances where
large borrowers such as Enron, Worldcom, and Parmalat have caused sizable losses in many
banks. The agricultural loans in US Midwest, oil loans in Texas, East Asian Crisis, and the recent
US mortgage crisis are examples of correlated defaults that jeopardized the health of many
financial institutions |
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