A cross-country analysis of the impact of the proposed Basel III capital requirements to the lending rates and credit growth of the top 5 universal or commercial banks of Thailand, Malaysia, and the Philippines

• Main Authors: Flores, Jan Robert L., Gervasio, Samantha, Lopez, Bruce Ricardo O., Ocampo, Neolyn G.
• Format: text
• Language: English
• Published: Animo Repository 2011
• Subjects: Universal banks > Philippines; Universal banks > Thailand; Universal banks > Malaysia; Banks and banking > Philippines; Banks and banking > Thailand; Banks and banking > Malaysia
• Online Access: https://animorepository.dlsu.edu.ph/etd_bachelors/18358
• Institution: De La Salle University

As a response to the recent financial crisis, the BIS and the Basel Committee on Banking Supervision reviewed the Basel II accord and proposed the new framework called Basel III that includes stricter guidelines on capital requirement and risk management. This paper focuses on estimating the possible impact of the new capital requirements, under the Basel III framework, on the lending rate and loan growth of the universal or commercial banks of three ASEAN emerging countries namely Thailand, Malaysia and the Philippines.