A study on the effects of credit risk on the capital adequacy, asset quality, management capability, earnings quality and level, and liquidity management ratios of seven selected risk-based supervised and regulated microfinance-oriented rural banks operating in Region III of the years 1999-2003

• Main Authors: Camaya, Angelo S., Reyes, Generosa Carmen C., Sison, Jennifer G.
• Format: text
• Language: English
• Published: Animo Repository 2005
• Subjects: Microfinance > Philippines; Small business > Finance; Banks and banking > Philippines; Finance and Financial Management
• Online Access: https://animorepository.dlsu.edu.ph/etd_bachelors/18498
• Institution: De La Salle University

Microfinance is one of the many financial services offered by rural banks to their clients. It is a loan activity generally offered to poor households. Credit risk is known to be highly visible in all loan activities. It was considered in the study since it is a major problem that rural banks engage...