Globalization and performance of microfinance institutions in the Philippines, Indonesia, and Cambodia for the periods 2004-2013

• Main Authors: Rigos, Prisitine, Rodio, Angela, Sta. Ana, Abigail, Tan, Yeni
• Format: text
• Language: English
• Published: Animo Repository 2015
• Subjects: Microfinance; Financial Institutions > Management
• Online Access: https://animorepository.dlsu.edu.ph/etd_bachelors/8364
• Institution: De La Salle University

The researchers have examined how social and economic globalization affects MFI performance. As developed countries were able to cope with globalization, the researchers would want to know how globalization has an impact to microfinance institutions most especially in emerging countries such as the Philippines, Indonesia and Cambodia. The results of the study show that social and economic globalization somehow has a positive effect on an MFI's return on assets. Operational self sufficiency is affected by economic globalization. On the other hand, social and economic globalization do not have significant effects on average loan and number of borrowers. The study also shows that there are other factors that contribute to the performance of MFIs including capital asset ratio, gross domestic product, efficiency, size, risk, age, inflation and female borrowers rate. The study therefore contributes to the growing knowledge of the effects of globalization in relation to microfinance institutions.