A study on the market discipline of depositors as an effect of the general bank risk characteristics of local private universal banks for the period 1995 to 2002

• Main Authors: Chua, Jecyn Aimee, Kaw, Karie Michelle, Subia, Micheleen, Tan, Andrea Luz
• Format: text
• Language: English
• Published: Animo Repository 2003
• Subjects: Universal banks > Philippines; Banks and banking > Philippines
• Online Access: https://animorepository.dlsu.edu.ph/etd_honors/190
• Institution: De La Salle University

This paper tests for the existence of a market discipline by studying the effects of the general bank risks, as measured by the CAMEL ratios, to the level of deposits. To further study the behavior of depositors, deposits were taken apart to three classifications as to order of withdrawal: savings,...