Microinsurance as it moderates the impact of coping strategies on poverty levels

With an environment continuously suffering, the occurrence of natural calamities has been increasing in number and magnitude in the recent years. Being plagued with the recent Typhoon Yolanda, this study proved to be relevant, timely, and nationally significant. The study tapped on the effectivity o...

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Main Authors: Calingacion, Lia Arabella B., Ilustrisimo, Althea M., Macatangay, Ma. Criselda B., Martinez, Monica Carmeli C.
Format: text
Language:English
Published: Animo Repository 2014
Online Access:https://animorepository.dlsu.edu.ph/etd_honors/373
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Institution: De La Salle University
Language: English
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spelling oai:animorepository.dlsu.edu.ph:etd_honors-13722022-02-23T04:57:43Z Microinsurance as it moderates the impact of coping strategies on poverty levels Calingacion, Lia Arabella B. Ilustrisimo, Althea M. Macatangay, Ma. Criselda B. Martinez, Monica Carmeli C. With an environment continuously suffering, the occurrence of natural calamities has been increasing in number and magnitude in the recent years. Being plagued with the recent Typhoon Yolanda, this study proved to be relevant, timely, and nationally significant. The study tapped on the effectivity of microinsurance payouts on poor households in relation to the various coping strategies they have adopted. It sought to discover whether the presence of such microfinance service would help reduce poverty in the country given a households particular poverty level. The researchers tested the significance of these variables by administering survey questionnaires and conducting structured interviews to 29 insured households and 29 uninsured households. Findings showed that microinsurance helped mitigate the coping strategies used by households, thereby causing them to adopt a higher number of positive coping strategies as opposed to uninsured respondents. The improvement, however, was found to be limited to those households under the moderate poor and vulnerable non-poor categories, giving the connotation that the presence of microinsurance alone cannot lift poor households beyond the poverty line. 2014-01-01T08:00:00Z text https://animorepository.dlsu.edu.ph/etd_honors/373 Honors Theses English Animo Repository
institution De La Salle University
building De La Salle University Library
continent Asia
country Philippines
Philippines
content_provider De La Salle University Library
collection DLSU Institutional Repository
language English
description With an environment continuously suffering, the occurrence of natural calamities has been increasing in number and magnitude in the recent years. Being plagued with the recent Typhoon Yolanda, this study proved to be relevant, timely, and nationally significant. The study tapped on the effectivity of microinsurance payouts on poor households in relation to the various coping strategies they have adopted. It sought to discover whether the presence of such microfinance service would help reduce poverty in the country given a households particular poverty level. The researchers tested the significance of these variables by administering survey questionnaires and conducting structured interviews to 29 insured households and 29 uninsured households. Findings showed that microinsurance helped mitigate the coping strategies used by households, thereby causing them to adopt a higher number of positive coping strategies as opposed to uninsured respondents. The improvement, however, was found to be limited to those households under the moderate poor and vulnerable non-poor categories, giving the connotation that the presence of microinsurance alone cannot lift poor households beyond the poverty line.
format text
author Calingacion, Lia Arabella B.
Ilustrisimo, Althea M.
Macatangay, Ma. Criselda B.
Martinez, Monica Carmeli C.
spellingShingle Calingacion, Lia Arabella B.
Ilustrisimo, Althea M.
Macatangay, Ma. Criselda B.
Martinez, Monica Carmeli C.
Microinsurance as it moderates the impact of coping strategies on poverty levels
author_facet Calingacion, Lia Arabella B.
Ilustrisimo, Althea M.
Macatangay, Ma. Criselda B.
Martinez, Monica Carmeli C.
author_sort Calingacion, Lia Arabella B.
title Microinsurance as it moderates the impact of coping strategies on poverty levels
title_short Microinsurance as it moderates the impact of coping strategies on poverty levels
title_full Microinsurance as it moderates the impact of coping strategies on poverty levels
title_fullStr Microinsurance as it moderates the impact of coping strategies on poverty levels
title_full_unstemmed Microinsurance as it moderates the impact of coping strategies on poverty levels
title_sort microinsurance as it moderates the impact of coping strategies on poverty levels
publisher Animo Repository
publishDate 2014
url https://animorepository.dlsu.edu.ph/etd_honors/373
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