Departmentalization of income and expenses in a commercial bank

Bank operations are considered simple by some since to start one, equity is infused, capital outlays are expended and the right people are chosen. The study aimed: 1. to help enlighten readers/users on the various theoretical concepts available on identifying and analyzing the nature and uses of inc...

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Bibliographic Details
Main Author: Trinidad, Eduardo M.
Format: text
Language:English
Published: Animo Repository 1978
Subjects:
Online Access:https://animorepository.dlsu.edu.ph/etd_masteral/962
https://animorepository.dlsu.edu.ph/context/etd_masteral/article/7800/viewcontent/TG01159_F_Partial.pdf
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Institution: De La Salle University
Language: English
Description
Summary:Bank operations are considered simple by some since to start one, equity is infused, capital outlays are expended and the right people are chosen. The study aimed: 1. to help enlighten readers/users on the various theoretical concepts available on identifying and analyzing the nature and uses of income and expenses in a commercial bank; 2. to provide a meaningful basis for applying these theoretical concepts to individual banking systems with the aid of existing practices by some commercial banks; 3. to recommend a comprehensive outline or guide in formulating a system of departmentalizing income and expenses for a particular commercial bank; and to help measure results of operations with the use of the departmentalization scheme developed. The four banks included one foreign and two local, all computerized, and one other local bank without computers. Expected benefits contributed by this paper: 1. to the banking industry, 2. to the Central Bank, and 3. to the economy.