Information and communication technology (ICT), economic indicators, and banking sector indicators: Its impact on the ASEAN-5 countries' banking sector performance: An analysis

Information and Communication Technologies (ICT) enables users to receive and use information efficiently and effectively, contributing to business operations and communication among society. During Industry 4.0, growth and development of technologies that contribute to information sharing improved...

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Main Authors: Dominguez, Piero Antonio D., Francisco, Samantha Colleen M., Ignacio, Maria Regina T.
Format: text
Language:English
Published: Animo Repository 2022
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Online Access:https://animorepository.dlsu.edu.ph/etdb_finman/18
https://animorepository.dlsu.edu.ph/context/etdb_finman/article/1021/viewcontent/dominguez_Redacted.pdf
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Institution: De La Salle University
Language: English
id oai:animorepository.dlsu.edu.ph:etdb_finman-1021
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spelling oai:animorepository.dlsu.edu.ph:etdb_finman-10212022-03-07T01:06:17Z Information and communication technology (ICT), economic indicators, and banking sector indicators: Its impact on the ASEAN-5 countries' banking sector performance: An analysis Dominguez, Piero Antonio D. Francisco, Samantha Colleen M. Ignacio, Maria Regina T. Information and Communication Technologies (ICT) enables users to receive and use information efficiently and effectively, contributing to business operations and communication among society. During Industry 4.0, growth and development of technologies that contribute to information sharing improved efficiency among businesses from different industries. However, there have been mixed findings on whether these contribute to the profitability among banks in the financial sector. Thus, this research investigates the effects of Information and Communication Technologies (ICT), as well as economic and bank sector indicators, on the profitability of banks. The research utilizes panel regression analysis and focuses on data from the ASEAN-5 countries (Indonesia, Malaysia, Philippines, Thailand, and Vietnam) from 2010 to 2015. Findings from the analysis suggest that mobile cellular subscriptions and individuals using the internet have shown consistently positive effects, whereas imports of ICT goods showed negative effects on bank profitability. Likewise, domestic credit to the private sector showed consistent negative effects on profitability, while bank cost to income ratio only significantly decreased one (1) profitability indicator. In assessing the results, the researchers recommended further analysis of the study with more recent data. Suggestions were also devised for financial institutions that are considering the use of ICT in their operations.Keywords: Information and Communication Technology, Industrial Revolution 4.0, Panel Regression 2022-02-26T08:00:00Z text application/pdf https://animorepository.dlsu.edu.ph/etdb_finman/18 https://animorepository.dlsu.edu.ph/context/etdb_finman/article/1021/viewcontent/dominguez_Redacted.pdf Financial Management Bachelor's Theses English Animo Repository Banks and banking—Technological innovations—Southeast Asia Economic indicators—Southeast Asia Finance and Financial Management Technology and Innovation
institution De La Salle University
building De La Salle University Library
continent Asia
country Philippines
Philippines
content_provider De La Salle University Library
collection DLSU Institutional Repository
language English
topic Banks and banking—Technological innovations—Southeast Asia
Economic indicators—Southeast Asia
Finance and Financial Management
Technology and Innovation
spellingShingle Banks and banking—Technological innovations—Southeast Asia
Economic indicators—Southeast Asia
Finance and Financial Management
Technology and Innovation
Dominguez, Piero Antonio D.
Francisco, Samantha Colleen M.
Ignacio, Maria Regina T.
Information and communication technology (ICT), economic indicators, and banking sector indicators: Its impact on the ASEAN-5 countries' banking sector performance: An analysis
description Information and Communication Technologies (ICT) enables users to receive and use information efficiently and effectively, contributing to business operations and communication among society. During Industry 4.0, growth and development of technologies that contribute to information sharing improved efficiency among businesses from different industries. However, there have been mixed findings on whether these contribute to the profitability among banks in the financial sector. Thus, this research investigates the effects of Information and Communication Technologies (ICT), as well as economic and bank sector indicators, on the profitability of banks. The research utilizes panel regression analysis and focuses on data from the ASEAN-5 countries (Indonesia, Malaysia, Philippines, Thailand, and Vietnam) from 2010 to 2015. Findings from the analysis suggest that mobile cellular subscriptions and individuals using the internet have shown consistently positive effects, whereas imports of ICT goods showed negative effects on bank profitability. Likewise, domestic credit to the private sector showed consistent negative effects on profitability, while bank cost to income ratio only significantly decreased one (1) profitability indicator. In assessing the results, the researchers recommended further analysis of the study with more recent data. Suggestions were also devised for financial institutions that are considering the use of ICT in their operations.Keywords: Information and Communication Technology, Industrial Revolution 4.0, Panel Regression
format text
author Dominguez, Piero Antonio D.
Francisco, Samantha Colleen M.
Ignacio, Maria Regina T.
author_facet Dominguez, Piero Antonio D.
Francisco, Samantha Colleen M.
Ignacio, Maria Regina T.
author_sort Dominguez, Piero Antonio D.
title Information and communication technology (ICT), economic indicators, and banking sector indicators: Its impact on the ASEAN-5 countries' banking sector performance: An analysis
title_short Information and communication technology (ICT), economic indicators, and banking sector indicators: Its impact on the ASEAN-5 countries' banking sector performance: An analysis
title_full Information and communication technology (ICT), economic indicators, and banking sector indicators: Its impact on the ASEAN-5 countries' banking sector performance: An analysis
title_fullStr Information and communication technology (ICT), economic indicators, and banking sector indicators: Its impact on the ASEAN-5 countries' banking sector performance: An analysis
title_full_unstemmed Information and communication technology (ICT), economic indicators, and banking sector indicators: Its impact on the ASEAN-5 countries' banking sector performance: An analysis
title_sort information and communication technology (ict), economic indicators, and banking sector indicators: its impact on the asean-5 countries' banking sector performance: an analysis
publisher Animo Repository
publishDate 2022
url https://animorepository.dlsu.edu.ph/etdb_finman/18
https://animorepository.dlsu.edu.ph/context/etdb_finman/article/1021/viewcontent/dominguez_Redacted.pdf
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