Effects of disintermediation on profitability of commercial banks : international evidence in the 90s

• Main Authors: Bek, Hong Kiang, Thia, Doreen Lay Teen
• Other Authors: Cheng, Philip
• Format: Final Year Project
• Published: 2008
• Subjects: DRNTU::Business::Accounting::Banks and banking
• Online Access: http://hdl.handle.net/10356/11571
• Institution: Nanyang Technological University

Disintermediation is a recent trend that might threaten banks' bottomline figures. We conducted tests on the growth of capital markets as a proxy of disintermediation and its effects on ROAs of commercial banks in US, Japan, UK and Germany.