Credit crunch and insurance consumption : the aftermath of the subprime mortgage crisis
Using cross-state panel data of the U.S. personal auto insurance premiums from 2007 to 2012, this study provides evidence that consumer purchases of insurance were reduced by more than expected from losses of risk exposure during and after the subprime mortgage crisis. Analyses show that the credit...
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| 格式: | Article |
| 語言: | English |
| 出版: |
2021
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| 主題: | |
| 在線閱讀: | https://hdl.handle.net/10356/149086 |
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| 機構: | Nanyang Technological University |
| 語言: | English |