Competition among commercial banks in Singapore

This paper seeks to explore the various factors that affect the competition among the three largest commercial banks in Singapore, namely DBS, Overseas Chinese Banking Corporation (OCBC) and United Overseas Bank (UOB). These factors include the capacity to compete, the price competition in terms of...

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Main Authors: Mo, Zhuangyi, Teo, Soo Yan, Yap, Zong Xiang
Other Authors: Yao Shuntian
Format: Final Year Project
Language:English
Published: 2011
Subjects:
Online Access:http://hdl.handle.net/10356/44169
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Institution: Nanyang Technological University
Language: English
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spelling sg-ntu-dr.10356-441692019-12-10T14:46:29Z Competition among commercial banks in Singapore Mo, Zhuangyi Teo, Soo Yan Yap, Zong Xiang Yao Shuntian School of Humanities and Social Sciences DRNTU::Social sciences::Economic theory::Money and banking DRNTU::Business::Finance::Banking This paper seeks to explore the various factors that affect the competition among the three largest commercial banks in Singapore, namely DBS, Overseas Chinese Banking Corporation (OCBC) and United Overseas Bank (UOB). These factors include the capacity to compete, the price competition in terms of increasing interest rates on deposits and the non-price competition such as the variety of products and the amount of marketing. Our findings show that despite having the greatest amount of total assets, other indicators such as the non-performing loans ratio, the capital adequacy ratio and the total common equity ratio show that DBS has the least capacity to compete. In addition, there is little price competition while non-price competition among the commercial banks exists in the form of product differentiation and marketing. Bachelor of Arts 2011-05-27T03:35:07Z 2011-05-27T03:35:07Z 2011 2011 Final Year Project (FYP) http://hdl.handle.net/10356/44169 en Nanyang Technological University 42 p. application/pdf
institution Nanyang Technological University
building NTU Library
country Singapore
collection DR-NTU
language English
topic DRNTU::Social sciences::Economic theory::Money and banking
DRNTU::Business::Finance::Banking
spellingShingle DRNTU::Social sciences::Economic theory::Money and banking
DRNTU::Business::Finance::Banking
Mo, Zhuangyi
Teo, Soo Yan
Yap, Zong Xiang
Competition among commercial banks in Singapore
description This paper seeks to explore the various factors that affect the competition among the three largest commercial banks in Singapore, namely DBS, Overseas Chinese Banking Corporation (OCBC) and United Overseas Bank (UOB). These factors include the capacity to compete, the price competition in terms of increasing interest rates on deposits and the non-price competition such as the variety of products and the amount of marketing. Our findings show that despite having the greatest amount of total assets, other indicators such as the non-performing loans ratio, the capital adequacy ratio and the total common equity ratio show that DBS has the least capacity to compete. In addition, there is little price competition while non-price competition among the commercial banks exists in the form of product differentiation and marketing.
author2 Yao Shuntian
author_facet Yao Shuntian
Mo, Zhuangyi
Teo, Soo Yan
Yap, Zong Xiang
format Final Year Project
author Mo, Zhuangyi
Teo, Soo Yan
Yap, Zong Xiang
author_sort Mo, Zhuangyi
title Competition among commercial banks in Singapore
title_short Competition among commercial banks in Singapore
title_full Competition among commercial banks in Singapore
title_fullStr Competition among commercial banks in Singapore
title_full_unstemmed Competition among commercial banks in Singapore
title_sort competition among commercial banks in singapore
publishDate 2011
url http://hdl.handle.net/10356/44169
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