Credit scoring system for online shopping and loan companies

Till today, consumers and firms seek assistance from financial institutions whenever they are faced with any financial difficulties. For credit lenders, sometimes, it is difficult to gauge the borrower's credibility, especially for consumers. Therefore, in this thesis, in order to curb this dif...

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Main Author: Ng, Hwee Yuan
Other Authors: Nicolas Privault
Format: Final Year Project
Language:English
Published: 2019
Subjects:
Online Access:http://hdl.handle.net/10356/77143
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Institution: Nanyang Technological University
Language: English
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spelling sg-ntu-dr.10356-771432023-02-28T23:18:39Z Credit scoring system for online shopping and loan companies Ng, Hwee Yuan Nicolas Privault School of Physical and Mathematical Sciences DRNTU::Science::Mathematics Till today, consumers and firms seek assistance from financial institutions whenever they are faced with any financial difficulties. For credit lenders, sometimes, it is difficult to gauge the borrower's credibility, especially for consumers. Therefore, in this thesis, in order to curb this difficulty, an alternative method using digital footprint (non-traditional data) will be considered along with various statistical methods to perform numerous analysis, using R. In this project, since actual data for non-traditional data is not readily available for use, data generation is required during the process. Lastly, results using different set of data will presented along with insights and implications as well. Bachelor of Science in Mathematical Sciences 2019-05-13T13:43:04Z 2019-05-13T13:43:04Z 2019 Final Year Project (FYP) http://hdl.handle.net/10356/77143 en 34 p. application/pdf
institution Nanyang Technological University
building NTU Library
continent Asia
country Singapore
Singapore
content_provider NTU Library
collection DR-NTU
language English
topic DRNTU::Science::Mathematics
spellingShingle DRNTU::Science::Mathematics
Ng, Hwee Yuan
Credit scoring system for online shopping and loan companies
description Till today, consumers and firms seek assistance from financial institutions whenever they are faced with any financial difficulties. For credit lenders, sometimes, it is difficult to gauge the borrower's credibility, especially for consumers. Therefore, in this thesis, in order to curb this difficulty, an alternative method using digital footprint (non-traditional data) will be considered along with various statistical methods to perform numerous analysis, using R. In this project, since actual data for non-traditional data is not readily available for use, data generation is required during the process. Lastly, results using different set of data will presented along with insights and implications as well.
author2 Nicolas Privault
author_facet Nicolas Privault
Ng, Hwee Yuan
format Final Year Project
author Ng, Hwee Yuan
author_sort Ng, Hwee Yuan
title Credit scoring system for online shopping and loan companies
title_short Credit scoring system for online shopping and loan companies
title_full Credit scoring system for online shopping and loan companies
title_fullStr Credit scoring system for online shopping and loan companies
title_full_unstemmed Credit scoring system for online shopping and loan companies
title_sort credit scoring system for online shopping and loan companies
publishDate 2019
url http://hdl.handle.net/10356/77143
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