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   _____     ___      _____    __   __    _____   
  / ___//   / _ \\   / ____||  \ \\/ //  /  ___|| 
  \___ \\  / //\ \\ / //---`'   \ ` //  | // __   
  /    // |  ___  ||\ \\___      | ||   | \\_\ || 
 /____//  |_||  |_|| \_____||    |_||    \____//  
`-----`   `-`   `-`   `----`     `-`'     `---`

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Text this: Risk sharing in an asymmetric environment