The Impact of the Anti-Predatory Lending Laws on Mortgage Volume
In this paper, I test the hypothesis that anti-predatory lending laws inhibited the volume of mortgage lending during the housing-bubble period. I use cross-state variation in the strictness of these laws and their application only to mortgage refinancing as opposed to home purchases to develop a di...
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| Format: | text |
| Language: | English |
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Institutional Knowledge at Singapore Management University
2012
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| Online Access: | https://ink.library.smu.edu.sg/lkcsb_research/3280 https://ink.library.smu.edu.sg/context/lkcsb_research/article/4279/viewcontent/Choi_20HyunSoo.pdf |
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| Institution: | Singapore Management University |
| Language: | English |