Climate change concerns and mortgage lending

Climate change concerns and mortgage lending

We examine whether beliefs about climate change affect loan officers’ mortgage lending decisions. We show that abnormally high local temperature leads to elevated attention to and belief in climate change in a region. Loan officers approve fewer mortgage applications and originate lower amounts of l...

Saved in:

書目詳細資料
Main Authors:	DUAN, Tinghua, LI, Frank Weikai
格式:	text
語言:	English
出版:	Institutional Knowledge at Singapore Management University 2024
主題:	Climate Change Global Warming Mortgage Lending Temperature Anomaly Business Law, Public Responsibility, and Ethics Finance and Financial Management
在線閱讀:	https://ink.library.smu.edu.sg/lkcsb_research/7220 https://ink.library.smu.edu.sg/context/lkcsb_research/article/8219/viewcontent/SSRN_id3449696.pdf
標簽:	添加標簽沒有標簽, 成為第一個標記此記錄!
機構:	Singapore Management University
語言:	English

相似書籍

REGULATORY ENVIRONMENT AND MORTGAGE MARKETS: PERSPECTIVES OF LENDERS, BORROWERS AND BROKERS
由: WANG YONGLIN
出版: (2018)

Climate change and drying of agricultural products
由: Piacentini, R., et al.
出版: (2014)

Dealing with climate change
由: Lanada, Maria Isabel B.
出版: (2009)

Climate change : identification and projections
由: Larminat, Philippe de
出版: (2017)

A high-end estimate of sea level rise for practitioners
由: van de Wal, R. S. W., et al.
出版: (2023)

Does mandatory disclosure affect subprime lending to minority neighborhoods?
由: Huszár, Z.R., et al.
出版: (2013)

Climate impact analysis in terms of changes in surface atmospheric temperature from CO2 and CH4 reduction scenarios in the land transportation sector in the Philippines using LEAP-IBC calculations
由: Pastoriza, Camille Therese A., et al.
出版: (2019)

SECONDARY MORTGAGE MARKET - MORTGAGE-BACKED SECURITIES
由: LEONG MOLLY
出版: (2019)

Research on climate change in social psychology publications: A systematic review
由: KAM, Kim-Pong, et al.
出版: (2021)

Do firms adapt to climate change? Evidence from establishment-level data
由: LI, Frank Weikai, et al.
出版: (2020)

Assessing climate change : temperatures, solar radiation, and heat balance
由: Rapp, Donald, 1934-
出版: (2017)

Fact sheet - Human settlements: Climate change impacts and risks
由: CHOW, Winston T. L., et al.
出版: (2022)

Future-Proofing Companies with Climate Strategies
由: Sim Kee Boon Institute, et al.
出版: (2023)

Media and global climate knowledge : journalism and the IPCC
由: Kunelius, Risto ; Eide, Elisabeth ; Tegelberg, Matthew ; Yagodin, Dmitry
出版: (2020)

Global spread of epidemic dengue: The influence of environmental change
由: Ooi, E.-E., et al.
出版: (2014)

Climate change : observed impacts on planet Earth
由: Letcher, T.M.
出版: (2017)

Đánh giá hiệu quả của thực hiện chi trả dịch vụ môi trường rừng tại tỉnh Hòa Bình trong giai đoạn 2010 - 2014
由: Nguyễn, Thị Thu Hà
出版: (2020)

CLIMATE CHANGE AND EDUCATION
由: AUDRIC CHONG SZE HONG
出版: (2024)

Lending relationships and distressed firms
由: LI YAN
出版: (2019)

Đánh giá thực trạng và đề xuất giải pháp sinh kế bền vững cho cộng đồng ở Khu bảo tồn biển vịnh Nha Trang, tỉnh Khánh Hòa
由: Lê, Thị Minh Hiền, 1991-
出版: (2017)

Finding consensus on the climate crisis
由: La Viña, Antonio Gabriel M.
出版: (2022)

ESSAYS ON MORTGAGE DEFAULT AND MODIFICATION
由: ZHANG YUNQI
出版: (2016)

Raising the Level of Environmental Concern of Senior Students Taking the Electronics Engineering Laws and Ethics through Climate Change Awareness Study
由: Recto, King Harold A, et al.
出版: (2021)

Commentary: Coastal cities like Singapore face outsized risks – and opportunities – in a warming world
由: CHOW, Winston T. L.
出版: (2022)

Climate change in the tropics: The end of the world as we know it?
由: Corlett, R.T.
出版: (2014)

Assessing the response of Singapore's urban forest to future climate change: a systematic literature review and meta-analysis
由: Ho, Angelina Jiaa Ning
出版: (2024)

Climate risks and market efficiency
由: HONG, Harrison, et al.
出版: (2019)

If we seek, do we learn?: Predicting knowledge of global warming
由: KAHLOR, LeeAnn, et al.
出版: (2009)

Indigenous perceptions of climate anomalies in Malaysian Borneo
由: VAN GEVELT, Terry, et al.
出版: (2019)

The Real Effects of Financial Technology: Marketplace Lending and Personal Bankruptcy
由: Danisewicz, Piotr, et al.
出版: (2020)

Is carbon risk priced in the cross-section of corporate bond returns?
由: DUAN, Tinghua, et al.
出版: (2023)

REVERSE MORTGAGES FOR PRIVATE HOUSING
由: LIM BEE HOON
出版: (2019)

Investing in climate: A role for 'sovereign climate funds'
由: Kozintseva, Marianna, et al.
出版: (2024)

What the Philippines can contribute to win against climate change
由: La Viña, Antonio Gabriel M.
出版: (2021)

Altruism and climate change - Does altruism have a role to play in mitigating climate change?
由: FONG SHIRLEY
出版: (2011)

A feasibility study on creating a secondary market for loan portfolios of Philippine Savings and Mortgage Banks through various methods of securitization
由: Barrientos, Lourdes Grace S., et al.
出版: (1995)

International political economy of climate change
由: Tullao, Terso S., Jr., et al.
出版: (2010)

Education as climate change response
由: De Guzman, Francis Ron C.
出版: (2014)

Climate change mitigation : greenhouse gas reduction and biochemicals
由: Faria, Albanese, et al.
出版: (2017)

Questionnaire design effects in climate change surveys: Implications for the partisan divide
由: SCHULDT, Jonathon P., et al.
出版: (2015)