The Real Effects of Financial Technology: Marketplace Lending and Personal Bankruptcy
We examine how financial technology affects household hardship in terms of personal bankruptcy. We exploit an exogenous source of variation in marketplace lending, a court verdict rendering above-usury loans issued by banks to Connecticut and New York residents null and void if the loans are sold...
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| Main Authors: | , |
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| 其他作者: | |
| 格式: | Conference or Workshop Item |
| 語言: | English |
| 出版: |
H. : ĐHKT
2020
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| 主題: | |
| 在線閱讀: | http://repository.vnu.edu.vn/handle/VNU_123/70559 |
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| 機構: | Vietnam National University, Hanoi |
| 語言: | English |