Adaptive Credit Scoring With Analytic Hierarchy Process

• Main Authors: KOH, Kwang Yong, CHOY, Murphy, CHEONG, Michelle L. F.
• Format: text
• Language: English
• Published: Institutional Knowledge at Singapore Management University 2013
• Subjects: Credit risk assessment; financial institutions; credit scorecards; MITB student; Computer Sciences; Finance and Financial Management
• Online Access: https://ink.library.smu.edu.sg/sis_research/1677; https://ink.library.smu.edu.sg/context/sis_research/article/2676/viewcontent/CheongM2013Adaptive.pdf
• Institution: Singapore Management University

Credit risk assessment for consumers has been a cornerstone of risk management in financial institutions and constitutes a component of the three pillars of Basel II. Traditionally, the concept of 5 ‘C’s was widely adopted by financial institutions as the key basis for credit risk assessment for loa...